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Current Openings

Sr. Manager/Manager - Co-Lending & Partnerships

location-iconMumbai - Santacruz (W)

time-icon Full Time
Roles & Responsibilities
    Sr. No Key Competencies & Skills Required
    1 Partnership Development:  
    ·   Identify and evaluate potential co-lending partners such as banks, credit unions, and community development financial institutions
    ·   Establish and nurture relationships with key stakeholders to explore collaboration opportunities and strategic alliances.
    ·   Negotiate partnership agreements, terms, and conditions in alignment with company objectives.
    2 Co-lending Program Management:  
    ·   Develop co-lending frameworks and strategies to optimize lending capacity and mitigate risks.
    ·   Design and implement operational processes for seamless coordination between partners.
    ·    Monitor co-lending activities, performance metrics, and outcomes to assess effectiveness and identify areas for improvement.
    3 Risk Management:  
    ·        Conduct thorough risk assessments of co-lending partnerships and projects to ensure compliance with regulatory requirements and mitigate potential risks. 
    ·        Implement risk mitigation strategies and controls to safeguard the company's interests and assets.
    4 Compliance and Regulatory Oversight: 
    ·        Stay abreast of regulatory changes and industry best practices related to co-lending and partnership arrangements. 
    ·        Ensure adherence to regulatory standards, internal policies, and procedures throughout the co-lending process.
    ·        Collaborate with legal and compliance teams to address any regulatory issues or concerns.
    5 Financial Analysis and Reporting: 
    ·        Analyze financial data and performance metrics to evaluate the profitability and viability of co-lending initiatives.
    ·        Prepare comprehensive reports and presentations for senior management, board of directors, and external stakeholders.
    6 Cross-functional Collaboration: 
    ·        Collaborate with internal teams including underwriting, finance, marketing, and operations to support co-lending activities and ensure seamless integration with existing processes.
    ·         Provide training and guidance to internal stakeholders on co-lending policies, procedures, and best practices.
Pre-Requisites

    Bachelor's degree in business, finance, economics, or a related field; MBA or advanced degree preferred.

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Analyst

location-iconMumbai (Santacruz - W)

time-icon Full Time
Roles & Responsibilities
    • Data Analysis & Financial Modeling:

      • Build and maintain complex financial models to assess housing finance products and provide insights for decision-making.
      • Analyze loan portfolios, assess risk factors, and evaluate financial performance to drive product development and pricing strategies.
    • Market Research & Trends:

      • Conduct comprehensive market research to identify trends, opportunities, and competitive benchmarks within the housing finance sector.
      • Monitor key performance indicators (KPIs) in the market and assess the impact of macroeconomic factors on housing finance.
    • Capital Raising Support:

      • Assist in analyzing capital structures and developing strategies for raising funds, including debt, equity, and other financing instruments.
      • Support senior team members in capital-raising initiatives by preparing financial models, investor presentations, and information memorandums.
      • Conduct research on potential investors and financing sources, assessing their alignment with the company’s growth objectives.
      • Collaborate with internal and external stakeholders to ensure successful execution of capital-raising activities.
    • Reporting & Documentation:

      • Prepare financial reports, dashboards, and presentations for internal stakeholders, summarizing key insights and actionable recommendations.
      • Compile and review due diligence materials, performance metrics, and financial statements to ensure the accuracy of financial information.
      • Prepare regular reports for lenders and investors, including financial performance, loan portfolio updates, risk assessments, and compliance with covenants or agreements.
      • Ensure timely and accurate reporting to meet the requirements of lenders, investors, and other financial partners.
    • Support Product Development:

      • Collaborate with cross-functional teams (technology, product, and business development) to support the design and enhancement of innovative housing finance solutions.
      • Provide analytical support to ensure data-driven product decisions and strategies.
    • Customer & Stakeholder Insights:

      • Analyze customer data to identify patterns, preferences, and behaviors that can inform product and business strategies.
      • Provide actionable insights from data to help shape customer experience improvements and loan product innovation.
    • Technology Integration:

      • Leverage analytical tools and fintech platforms to streamline data collection, analysis, and reporting processes.
      • Assist in optimizing automation and tech-driven approaches for financial processes and risk assessments.
    • Regulatory & Compliance Monitoring:

      • Keep abreast of relevant regulatory changes in the housing finance market and assess their impact on company operations and product offerings.
      • Ensure that the company’s financial analysis and product offerings comply with all relevant regulations.
Pre-Requisites
    • Bachelor’s degree in Finance, Economics, Data Science, or a related field.
    • Proficiency in financial modeling and data analysis using tools like Excel, SQL, and data visualization platforms (Tableau, PowerBI, etc.).
    • Strong research and analytical skills, with the ability to synthesize complex information and present clear insights.
    • Excellent communication and presentation skills to deliver findings to technical and non-technical stakeholders.
    • Experience or interest in technology-driven financial services or housing finance is preferred.
    • Ability to manage multiple tasks in a fast-paced, tech-driven environment with a high level of attention to detail.
    • Knowledge or experience in capital raising activities, including debt and equity financing, is a plus.
    • Experience in preparing reports for lenders and investors is highly desirable.
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Java Developer

location-iconMumbai

time-icon Full Time
Roles & Responsibilities
    • Design Java Patterns & Advanced Data Structures / Algorithms
    • Developing with Spring MVC Framework, Spring Core & Spring Boot
    • Monitor Spring Security
    • Designing excellent practical Object-Oriented software
    • Developing effective APIs and Restful Web services and Java Micro- services for internal and external consumption
    • Proficient in MySQL and complex relational database design
Pre-Requisites
    • Min 3 years of hands-on development experience in Java Server side programming
    • Bachelor of Engineering
    • Familiarity with Web 2.0 technologies like JavaScript, HTML5, CSS, AngularJS and AJAX
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Product Manager

location-iconMumbai

time-icon Full Time
Roles & Responsibilities
    • The role involves working with internal stakeholders like Sales, Credit, technology, compliance, legal, operations etc. on designs, strategies or issues to support to grow the business
    • The role involves working on Working on product, policy, process and pay-out design
    • End to End Launch, Monitoring & Improvement of New Products
    • Tracking and driving business through locations and multiple channels
    • Supporting locations through process improvement and process-based interventions to grow
    • Years of experience: 3+ years of Product Management experience in Home Loans / Mortgages
    • Education Qualification: Bachelors, MBA preferred
    • Languages are known (if required): Good Verbal skills in Hindi and English, with good competence in written English
    • Preferred Industry exposure: Mortgage
    • 3+ years of Product Management experience in Home Loans / Mortgages
    • Working knowledge of Excel, and PowerPoint
    • Good stakeholder management skills
    • Good analytical and presentation skills
    • Willingness to travel
Pre-Requisites
    • Graduate
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