Home Loan Basics

Home loans are a long-term financial journey. While getting a good deal on your interest rate is a great start, what you do after the loan begins matters just as…

Have you ever looked at your monthly EMI and wondered, “Could I be paying less?” If yes, then home loan refinancing — also called a balance transfer — might be…

When you think of taking a home loan, the interest rate you’re offered might seem fixed — but it’s not always set in stone. In fact, many borrowers don’t realise…

Planning to apply for a home loan? One of the first things you should do is check your credit score. Your credit score tells the lender how responsible you are…

When you’re planning to take a home loan, one of the smartest moves you can make is to lock in the best home loan interest rate you can find. A…

Why your EMI goes up or down when RBI makes a move — and what you can do about it If you’ve been hearing about the RBI increasing or decreasing…

What really goes into the rate you’re offered — and how to get the best one When you apply for a home loan, one of the first things you want…

When you’re applying for a home loan, you’ll quickly run into this question: fixed or floating interest rate — which one should I choose? At first, it might sound like…

Why job stability matters — and what lenders really look at When you’re applying for a home loan, your income plays a big role. But it’s not just about how…

If you’ve started planning to buy a home, chances are you’ve heard someone say, “Why don’t you get a pre-approved home loan first?” Or maybe a bank sent you a…