How RBI Repo Rate Changes Impact Your Home Loan EMI
Why your EMI goes up or down when RBI makes a move — and what you can do about it If you’ve been hearing about the RBI increasing or decreasing…
How Interest Rates on Home Loans Are Calculated ?
What really goes into the rate you’re offered — and how to get the best one When you apply for a home loan, one of the first things you want…
Fixed vs Floating Interest Rates: Which is Better?
When you’re applying for a home loan, you’ll quickly run into this question: fixed or floating interest rate — which one should I choose? At first, it might sound like…
Low Credit Score? Here’s What You Can Do
A guide for when your credit score isn’t perfect — and your home dream still matters. Let’s be honest: checking your credit score can be nerve-wracking. Maybe you’ve missed a…
How Employment History Affects Loan Approval
Why job stability matters — and what lenders really look at When you’re applying for a home loan, your income plays a big role. But it’s not just about how…
Pre-Approved Loans: What Do They Really Mean?
If you’ve started planning to buy a home, chances are you’ve heard someone say, “Why don’t you get a pre-approved home loan first?” Or maybe a bank sent you a…
Why Loan Rejections Happen and How to Avoid Them
Don’t let a rejection stop your home dreams — here’s what really goes wrong and how to fix it So, you’ve picked your dream home. You’ve even shortlisted a lender…
Income Proof Requirements for Salaried vs Self-Employed
What documents do you really need to get a home loan in India? If you’re planning to apply for a home loan, one thing you’ll hear often is:“Please submit your…
Can You Get a Home Loan Without a Credit History?
A full guide for first-time borrowers with no credit score in India Buying your first home is a big dream. And for many of us, it also means applying for…
How Banks Assess Your Home Loan Eligibility
A friendly guide to help you understand what lenders look for So, you’re thinking about buying a home — exciting times! But before you dive in, you’ll probably ask yourself…