* The methodology adopted by the Easy Home Finance Ltd  to decide Rate of Interest is primarily based on Cost of Funds, Cost of Capital, Operating Cost and internal & external credit score.  Easy Home Finance Ltd , while deciding a rate on a borrower level, further factors in specific variables like tenor of the proposed loan, profile of prospective Borrower, type of  loan, quality & value of security offered, loan amount, commercial feasibility etc. 

* In the foregoing tables, a range of standard rate of Interest have been given. For a borrower, actual rate of interest will be based on the factors mentioned in the preceding paragraph. Thus, the applicable Rate of Interest may be different for different borrowers.  Easy Home Finance Ltd   periodically reviews matrix of applicable rate of interest based on its cost of funds, operation cost, market conditions and competition.