Month: May 2026

Ravi wakes up at 4 AM every day. He loads his cart with fresh vegetables, pushes it to the local market, and earns between ₹800 and ₹1,500 a day. He…

My Husband and I Both Earn Cash — Can We Still Get a Joint Home Loan? Sunita runs a small tiffin service from home. Her husband Deepak drives an auto-rickshaw.…

Over 90% of India’s workforce is employed in the informal sector. Yet, most home loan guides assume you have three years of clean Income Tax Returns (ITR) ready to submit.…

You compared interest rates. You ran the numbers on an EMI calculator. You picked the best deal. However, many borrowers are still surprised when the final cost of their home…

One of the first questions every home buyer in India asks is: how much home loan can I get on my salary? It’s a completely reasonable starting point — because…

If your home loan interest rate has recently gone up — or if you’re worried about a home loan rate hike in India making your EMIs unmanageable — you are…

You have applied for a home loan. Now the waiting begins. However, you do not have to sit and wonder. In fact, most banks and home finance companies let you…

You have found two homes you like. One is brand new. The other is a resale flat from the 1990s. Both are in your budget. However, getting a home loan…

Nobody likes to think about this. However, it is one of the most important things a home loan borrower must plan for. If you pass away before your loan is…

Being your own boss is great. However, it comes with one big problem — your income is not fixed. As a result, many self-employed people think a home loan is…