Income Proof Requirements for Salaried vs Self-Employed
What documents do you really need to get a home loan in India? If you’re planning to apply for a home loan, one thing you’ll hear often is:“Please submit your…
Can You Get a Home Loan Without a Credit History?
A full guide for first-time borrowers with no credit score in India Buying your first home is a big dream. And for many of us, it also means applying for…
How Banks Assess Your Home Loan Eligibility
A friendly guide to help you understand what lenders look for So, you’re thinking about buying a home — exciting times! But before you dive in, you’ll probably ask yourself…
Tips to Improve Your Credit Score for Loan Approval
A Simple Guide for First-Time Borrowers in India Planning to apply for a home loan? One of the most important things you should focus on is your credit score. A…
What is Creditworthiness and Why Does It Matter?
If you’ve ever applied for a home loan — or even thought about it — chances are you’ve come across the term creditworthiness. It may sound complicated, but it’s actually…
How Long Does Home Loan Disbursal Take? A Simple Guide
If you’re planning to take a home loan, one of the biggest questions on your mind is probably:“How long does it take to get the money?” You’ve chosen the home,…
Role of a Co-Applicant in a Home Loan
Applying for a home loan is a big step — and sometimes, it’s not just about how much you earn, but who you apply with. That’s where a co-applicant in…
Common Home Loan Myths Debunked: What You Should Really Know
Thinking about buying a home but unsure if you’ll get a home loan? Maybe someone told you: “You need a big salary to apply for a home loan.”“Only banks give…
How to Choose the Right Home Loan for You: A Simple, Honest Guide
Let’s face it — choosing a home loan can feel overwhelming. Fixed or floating rate? 15 years or 30 years? How much EMI is too much? If you’re buying your…
How to Apply for a Home Loan in India
A Step-by-Step Guide That’s Easy to Follow For many Indians, owning a home is one of life’s biggest dreams. And for most of us, that dream begins with a home…