Renting vs Buying: What’s Right for You?
“Should I rent or should I buy?”It’s one of the most important questions you’ll face when it comes to where (and how) you live. For many, buying a home feels…
Things to Consider Before Buying Your First Home
Buying your first home is exciting — it’s a big step, a proud milestone, and often a lifelong dream. But let’s be honest: it’s also a huge financial and emotional…
How to Switch from High to Low-Interest Home Loan?
Are you still paying a high interest rate on your home loan while newer borrowers are getting better deals? You’re not alone. Many homeowners continue with older, expensive loans simply…
Top Mistakes That Increase Your Loan Interest
Home loans are a long-term financial journey. While getting a good deal on your interest rate is a great start, what you do after the loan begins matters just as…
When Is the Right Time to Refinance Your Home Loan?
Have you ever looked at your monthly EMI and wondered, “Could I be paying less?” If yes, then home loan refinancing — also called a balance transfer — might be…
How to Negotiate a Better Interest Rate with Lenders?
When you think of taking a home loan, the interest rate you’re offered might seem fixed — but it’s not always set in stone. In fact, many borrowers don’t realise…
The Impact of Credit Score on Your Interest Rate
When applying for a home loan, one of the most important things lenders look at is your credit score — and it doesn’t just influence whether your loan is approved…
How to Check Your Credit Score Before a Home Loan: A Simple Step-by-Step Guide
Planning to apply for a home loan? One of the first things you should do is check your credit score. Your credit score tells the lender how responsible you are…
How to Lock in the Best Interest Rate
When you’re planning to take a home loan, one of the smartest moves you can make is to lock in the best home loan interest rate you can find. A…
Should You Opt for a Home Loan with Daily Reducing Balance?
When you take a home loan, you’ll often hear terms like “monthly reducing balance” or “daily reducing balance.” These may sound technical — but they can make a real difference…