Build and maintain complex financial models to assess housing finance products and provide insights for decision-making.
Analyze loan portfolios, assess risk factors, and evaluate financial performance to drive product development and pricing strategies.
Market Research & Trends:
Conduct comprehensive market research to identify trends, opportunities, and competitive benchmarks within the housing finance sector.
Monitor key performance indicators (KPIs) in the market and assess the impact of macroeconomic factors on housing finance.
Capital Raising Support:
Assist in analyzing capital structures and developing strategies for raising funds, including debt, equity, and other financing instruments.
Support senior team members in capital-raising initiatives by preparing financial models, investor presentations, and information memorandums.
Conduct research on potential investors and financing sources, assessing their alignment with the company’s growth objectives.
Collaborate with internal and external stakeholders to ensure successful execution of capital-raising activities.
Reporting & Documentation:
Prepare financial reports, dashboards, and presentations for internal stakeholders, summarizing key insights and actionable recommendations.
Compile and review due diligence materials, performance metrics, and financial statements to ensure the accuracy of financial information.
Prepare regular reports for lenders and investors, including financial performance, loan portfolio updates, risk assessments, and compliance with covenants or agreements.
Ensure timely and accurate reporting to meet the requirements of lenders, investors, and other financial partners.
Support Product Development:
Collaborate with cross-functional teams (technology, product, and business development) to support the design and enhancement of innovative housing finance solutions.
Provide analytical support to ensure data-driven product decisions and strategies.
Customer & Stakeholder Insights:
Analyze customer data to identify patterns, preferences, and behaviors that can inform product and business strategies.
Provide actionable insights from data to help shape customer experience improvements and loan product innovation.
Technology Integration:
Leverage analytical tools and fintech platforms to streamline data collection, analysis, and reporting processes.
Assist in optimizing automation and tech-driven approaches for financial processes and risk assessments.
Regulatory & Compliance Monitoring:
Keep abreast of relevant regulatory changes in the housing finance market and assess their impact on company operations and product offerings.
Ensure that the company’s financial analysis and product offerings comply with all relevant regulations.
Pre-Requisites
Bachelor’s degree in Finance, Economics, Data Science, or a related field.
Proficiency in financial modeling and data analysis using tools like Excel, SQL, and data visualization platforms (Tableau, PowerBI, etc.).
Strong research and analytical skills, with the ability to synthesize complex information and present clear insights.
Excellent communication and presentation skills to deliver findings to technical and non-technical stakeholders.
Experience or interest in technology-driven financial services or housing finance is preferred.
Ability to manage multiple tasks in a fast-paced, tech-driven environment with a high level of attention to detail.
Knowledge or experience in capital raising activities, including debt and equity financing, is a plus.
Experience in preparing reports for lenders and investors is highly desirable.
Mumbai (Santacruz - W)
Full Time