Loan Foreclosure vs Prepayment: What’s the Difference and What Should You Choose?
If you’ve taken a home loan and find yourself with some extra savings — maybe from a bonus, a side hustle, or investments — the next question is bound to…
What Happens If You Miss an EMI Payment?
Understanding the Impact — And How to Bounce Back Life doesn’t always go as planned. An unexpected expense, a delay in salary, or a medical emergency — any of these…
Should You Opt for a Longer or Shorter Loan Tenure?
Choosing the Right Tenure for Your Home Loan Based on Your Income and Goals When applying for a home loan, one of the biggest decisions you’ll make is the loan…
Tips to Reduce Your EMI Burden
Smart Ways to Make Home Loan Repayment Easier and Stress-Free Let’s be honest — EMIs can feel heavy sometimes. Whether you’re a first-time homeowner or a few years into your…
How Prepayment Affects Your Home Loan Tenure
Pay Early, Save Big: Why Home Loan Prepayment Can Be a Smart Move Taking a home loan is a long-term commitment — but it doesn’t have to feel like a…
How to Use a Home Loan EMI Calculator?
Plan Smarter, Buy Better: Understand Your EMI Before You Apply Thinking about applying for a home loan? One of the smartest things you can do before committing is to figure…
What is an EMI? How It’s Calculated?
A Simple Guide for First-Time Home Loan Borrowers If you’re thinking about taking a home loan in India, one word you’ll keep hearing is EMI. But what exactly is an…
How to Calculate the True Cost of Home Ownership
Buying a home is one of the biggest financial and emotional steps in life. While many first-time buyers in India focus on the property price or EMI, the true cost…