Get Upto Rs 75 Lacs
Digital Process
Sanction in 2 hours
Transfer your existing home loan to Easy Home Finance for a lower interest rate, better service and the option of a top-up — all with zero stress.
Simple digital flow with zero paperwork. Just the basics to get you moving.
Our proprietary engine reviews your profile and delivers a decision in record time.
Funds are moved instantly. Once you're cleared, the keys are essentially yours.
Apply from your phone, get approved in 2 hours, and receive disbursement within 24 hours.
Unlock the value of your property to meet personal, business, or professional needs — quickly and digitally.
Build your dream home with flexible financing for every stage of construction - designed around your needs.
A Home Improvement Loan helps you finance the renovation, repair, or upgrade of your existing home.
Finance your land purchase and home construction together through one simple, hassle-free loan solution.
Have Questions? Here are Answers
If your loan account becomes overdue: Easy Home Finance is required by law to issue a written demand notice giving you 60 days to clear outstanding dues before any enforcement action. You have the right to submit a written representation, to which we must respond within 15 days. Properties acquired under enforcement proceedings are listed on our Assets for Sale page. Borrowers may approach the Debt Recovery Tribunal within 45 days of any possession notice: drt.gov.in
Easy Home Finance approves balance transfer applications in 2 hours. The complete process including foreclosure of the existing loan typically takes 7–15 working days depending on your existing lenders NOC turnaround.
Yes. Easy Home Finance allows a top-up loan above your outstanding balance when you transfer — at the same interest rate. Use the additional funds for home renovation, education, or any personal need without a separate application.
Required documents: current loan account statement (12 months), original loan sanction letter, foreclosure letter/NOC from existing lender, property title documents, income proof (salary slips or ITR), and KYC (Aadhaar/PAN digitally).
A balance transfer involves a credit inquiry which may temporarily lower CIBIL by 5–10 points. However, if the lower EMI improves your repayment regularity, your score recovers and improves over time.
A balance transfer is worth it if the new interest rate is at least 0.5–1% lower than your current rate, you have a significant outstanding loan (20L+), and sufficient tenure remaining (5+ years). Use Easy Home Finances BT Savings Calculator at easyhomefinance.in/bt-saving to calculate your exact savings.
A home loan balance transfer is the process of moving your existing home loan from your current lender to Easy Home Finance to get a lower interest rate, reduce EMI, and save on total interest. Easy Home Finance offers transfers at 8.99% p.a. with 2-hour approval and an optional top-up loan.
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