Get Upto Rs 75 Lacs
Digital Process
Sanction in 2 hours
Transfer your existing home loan to Easy Home Finance for a lower interest rate, better service and the option of a top-up — all with zero stress.
Simple digital flow with zero paperwork. Just the basics to get you moving.
Our proprietary engine reviews your profile and delivers a decision in record time.
Funds are moved instantly. Once you're cleared, the keys are essentially yours.
Apply from your phone, get approved in 2 hours, and receive disbursement within 24 hours.
Unlock the value of your property to meet personal, business, or professional needs — quickly and digitally.
Build your dream home with flexible financing for every stage of construction - designed around your needs.
A Home Improvement Loan helps you finance the renovation, repair, or upgrade of your existing home.
Finance your land purchase and home construction together through one simple, hassle-free loan solution.
Have Questions? Here are Answers
Easy Home Finance approves balance transfer applications in 2 hours. The complete process including foreclosure of the existing loan typically takes 7–15 working days depending on your existing lender's NOC turnaround.
Yes. Easy Home Finance allows a top-up loan above your outstanding balance when you transfer — at the same interest rate. Use the additional funds for home renovation, education, or any personal need without a separate application.
Required documents: current loan account statement (12 months), original loan sanction letter, foreclosure letter/NOC from existing lender, property title documents, income proof (salary slips or ITR), and KYC (Aadhaar/PAN digitally).
A balance transfer involves a credit inquiry which may temporarily lower CIBIL by 5–10 points. However, if the lower EMI improves your repayment regularity, your score recovers and improves over time.
A balance transfer is worth it if the new interest rate is at least 0.5–1% lower than your current rate, you have a significant outstanding loan (?20L+), and sufficient tenure remaining (5+ years). Use Easy Home Finance's BT Savings Calculator at easyhomefinance.in/bt-saving to calculate your exact savings.
A home loan balance transfer is the process of moving your existing home loan from your current lender to Easy Home Finance to get a lower interest rate, reduce EMI, and save on total interest. Easy Home Finance offers transfers at 8.99% p.a. with 2-hour approval and an optional top-up loan.
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