Get Upto Rs 75 Lacs
Digital Process
Sanction in 2 hours
Already own the plot? Our Home Construction / Extension Loan funds your build in stages, aligned with your construction milestones - so you only pay interest on what's drawn.
Simple digital flow with zero paperwork. Just the basics to get you moving.
Our proprietary engine reviews your profile and delivers a decision in record time.
Funds are moved instantly. Once you're cleared, the keys are essentially yours.
Apply from your phone, get approved in 2 hours, and receive disbursement within 24 hours.
Unlock the value of your property to meet personal, business, or professional needs — quickly and digitally.
A Home Improvement Loan helps you finance the renovation, repair, or upgrade of your existing home.
Finance your land purchase and home construction together through one simple, hassle-free loan solution.
Transfer your existing home loan to Easy Home Finance for better rates and smarter loan terms.
Have Questions? Here are Answers
Key documents include: plot title deed, approved building plan/municipal sanction, construction cost estimate from licensed architect, income proof (salary slips or ITR), KYC (Aadhaar/PAN), and 6–12 months bank statements. No physical submission required — all digital.
Yes. First-time homebuilders may be eligible for PMAY Credit Linked Subsidy Scheme (CLSS) on construction loans — subsidy of up to ?2.67 Lakh on interest. Easy Home Finance is an empanelled PMAY lender.
Pre-EMI is the interest paid only on the amount disbursed so far, during the construction period. Full EMI (principal + interest) begins only after the final tranche is disbursed. This reduces your outflow during construction.
Typically 4–5 stages: Foundation, Slab completion, Brickwork, Roofing/Plastering, and Final completion. Easy Home Finance releases funds at each milestone after a site inspection or engineer certification.
A home loan is for purchasing a ready or under-construction property from a builder. A home construction loan is for self-constructing a house on your own plot. Construction loans have stage-wise disbursement, while home loans are usually disbursed in full at possession.
A home construction loan is a loan to finance the building of a residential house on an owned plot. Funds are disbursed in stages (tranches) aligned to construction milestones. You pay interest only on the drawn amount during construction, and full EMI begins after final disbursement. Easy Home Finance offers construction loans up to ?75 Lakh at 8.99% p.a.
Fill out this quick form, and our housing finance representative will call you back shortly.