Pradhan Mantri Awas Yojana (PMAY) is a Government of India initiative aimed at providing affordable housing for all. Under this scheme, eligible homebuyers can avail an interest subsidy on home loans, reducing the overall cost of borrowing.
This subsidy is credited directly to your loan account, lowering your EMI and total interest outflow.
PMAY offers multiple advantages for first-time homebuyers:
The PMAY subsidy process is simple:
You can apply for PMAY through Easy Home Finance or authorised channels. Steps to apply:
Fill in your personal and income details
Submit property and loan information
Complete verification and documentation
Track your application status
Our team assists you throughout the process to ensure smooth approval and subsidy benefits.
Easy Home Finance simplifies your PMAY journey:
Minimal and simplified documentation
Support for informal and self-employed customers
Faster loan processing
End-to-end assistance for PMAY subsidy
We focus on making home loans accessible, simple, and transparent.
Have Questions? Here are Answers
You can get up to ₹1.80 lakh depending on your eligibility and income category.
Yes, Aadhaar is mandatory for applying under PMAY.
Yes, you can apply through authorised lenders or centres.
Individuals who already own a pucca house in India are not eligible.
Fill out this quick form, and our housing finance representative will call you back shortly.