Top Up Loan

WHY THIS LOAN

Designed around the way you actually buy.

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Lower than personal loan rates

Secured against your existing home loan.
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Minimal paperwork

We already know you — quick re-verification.
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Fast disbursal

Funds in your account in days.
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Use it for anything

No restrictions on end use.
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Long tenure

Up to 20 years for low EMI impact.
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No prepayment penalty

Close anytime, no extra fees.
HOW IT WORKS

From application to disbursal.

01

Apply

Apply on the Easy app — Aadhaar e-KYC and instant eligibility, no paperwork.

02

Eligibility

We assess your profile and tell you what's possible.

03

Sanction

Sanction letter in 72 hours of complete documents.

04

Disbursal

Funds in your account or builder's, on schedule.

DOCUMENTS

What you'll need.

Don't have everything ready? Talk to us anyway — we'll help you put it together.

KYC re-verification

Updated income proof

Latest 6 months bank statements

Loan account statement

FAQ
  • Am I eligible for a top-up?
    Existing customers with a clean repayment record of typically 12+ months are eligible. Apply for a top-up directly in the Easy app — pre-approved offers show up in your account.
  • How long does it take?
    Most top-ups disburse within a week, since we already have your core file.
YOU MIGHT ALSO NEED

Other loans that pair well.

Home Improvement

If renovation is the goal.

Learn more

Loan Against Property

Need a larger amount?

Learn more

Balance Transfer

Coming from another lender?

Learn more
Apply Now

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