Get Upto Rs 75 Lacs
Digital Process
Sanction in 2 hours
Renovate, extend or repair your existing home with a Home Improvement Loan — fast approvals, low EMIs, and tenures that fit your monthly budget.
Simple digital flow with zero paperwork. Just the basics to get you moving.
Our proprietary engine reviews your profile and delivers a decision in record time.
Funds are moved instantly. Once you're cleared, the keys are essentially yours.
Apply from your phone, get approved in 2 hours, and receive disbursement within 24 hours.
Unlock the value of your property to meet personal, business, or professional needs — quickly and digitally.
Build your dream home with flexible financing for every stage of construction - designed around your needs.
Finance your land purchase and home construction together through one simple, hassle-free loan solution.
Transfer your existing home loan to Easy Home Finance for better rates and smarter loan terms.
Have Questions? Here are Answers
Easy Home Finance approves home improvement loans in 2 hours using AI-powered underwriting. Funds are disbursed to your account within 24 hours of approval.
Required documents include: proof of property ownership (title deed), latest property tax receipt, renovation estimate from contractor, income proof (salary slips or ITR), and KYC (Aadhaar/PAN digitally). No physical submission required.
Section 24(b) of the Income Tax Act allows deduction of up to ?30,000 per year on interest paid for home improvement loans on a self-occupied property. Consult a tax advisor for your specific situation.
A home improvement loan is secured against your property, offering lower interest rates (8.99%+) and higher loan amounts (up to ?75L) with longer tenures (up to 20 years). Personal loans are unsecured with higher rates (12–24%) and limited to ?25L typically.
Yes. The property being renovated must be owned by the applicant (or co-applicant). You will need to provide proof of ownership such as a title deed or sale deed.
A home improvement loan is a secured loan to finance renovation, repair, or upgrade of your existing residential property. Easy Home Finance offers up to ?75 Lakh at 8.99% p.a. for kitchen upgrades, bathroom renovation, flooring, structural repairs, painting, and more — with 100% digital processing and 2-hour approval.
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