Policies & Disclosures

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POLICIES & DISCLOSURES

Everything we promise, in writing

We are regulated by the National Housing Bank (NHB) and the Reserve Bank of India (RBI). Every policy below governs how we lend, how we protect your data, and how you can hold us accountable. Documents are read-only on screen — copies are released only on written request.

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CUSTOMER

For our customers

Fair Practice Code

How we lend, communicate, recover and resolve — fairly and transparently.

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Grievance Redressal Policy

A three-level escalation matrix that resolves your concern in 30 days.

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Co-Lending Policy

Joint lending arrangements with banks under the RBI co-lending framework.

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Release of Property Documents to Legal Heirs

Process for legal heirs to obtain title documents on closure of a loan.

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Privacy Policy

How we collect, use, share and protect your personal data.

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GOVERNANCE

How the company governs itself

Whistle Blower Policy

Safe, confidential channels for employees and partners to report concerns.

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Sexual Harassment Policy

POSH-compliant framework for a safe, respectful workplace.

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Director Fit & Proper Policy

Eligibility and continuing-due-diligence framework for directors.

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Related Party Transaction Policy

How EHFL identifies, approves and discloses related-party transactions.

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