Policies & Disclosures

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POLICIES & DISCLOSURES

Everything we promise, in writing

We are regulated by the National Housing Bank (NHB) and the Reserve Bank of India (RBI). Every policy below governs how we lend, how we protect your data, and how you can hold us accountable. Documents are read-only on screen — copies are released only on written request.

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CUSTOMER

For our customers

Fair Practice Code

How we lend, communicate, recover and resolve - fairly and transparently.

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Grievance Redressal Policy

A three-level escalation matrix that resolves your concern in 30 days.

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Co lending Policy

Joint lending arrangements with banks under the RBI co-lending framework.

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Documents Release to Legal Heirs

Process for legal heirs to obtain title documents on closure of a loan.

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Privacy Policy

Process for legal heirs to obtain title documents on closure of a loan.

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Fair Practice Code - Vernacular Language

FPC available in nine Indian languages on customer request.

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Customer Awareness

Stay safe online - what we will never ask, and how to recognise fraud.

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STATUTORY

Statutory filings

KYC & AML Policy

How we verify identity and prevent money-laundering at every stage of a relationship.

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COR-IRDA

Our composite corporate-agency licence with IRDAI.

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SARFAESI - May 2026

Demand notices and possession notices published under the SARFAESI Act.

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Assets for Sale

Properties currently up for auction under SARFAESI proceedings.

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GOVERANCE

How the company governs itself

Whistle Blower Policy

Safe, confidential channels for employees and partners to report concerns.

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Sexual Harassment Policy

POSH-compliant framework for a safe, respectful workplace.

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Director Fit & Proper Policy

Eligibility and continuing-due-diligence framework for directors.

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Related Party Transaction

How EHFL identifies, approves and discloses related-party transactions.

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Corporate Governance Policy

Board structure, committees and the principles that guide them.

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Corporate Social Responsibility

Our CSR mandate, focus areas and governance.

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Grievance Mechanism

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DISCLOSURES

What we publish, by mandate

Annual Percentage Rate

Computation of APR including interest and all applicable fees.

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Terms & Condition

Plain-English terms governing your use of www.easyhomefinance.com.

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Terms & Condition - Vernacular Languages

On request, our terms in Hindi, Marathi, Gujarati, Tamil, Telugu, Kannada, Bengali.

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Insurer List

List of life and general insurers we distribute on behalf of.

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CSR FY 2024-25

Annual report of CSR projects undertaken in FY 2024-25.

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Liquidity Risk Disclosure March 2026

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