Get Upto Rs 75 Lacs
Digital Process
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A Loan Against Property lets you raise large funds at home loan-style rates - for business growth, education, weddings, or any major life expense.
Simple digital flow with zero paperwork. Just the basics to get you moving.
Our proprietary engine reviews your profile and delivers a decision in record time.
Funds are moved instantly. Once you're cleared, the keys are essentially yours.
Apply from your phone, get approved in 2 hours, and receive disbursement within 24 hours.
Build your dream home with flexible financing for every stage of construction - designed around your needs.
A Home Improvement Loan helps you finance the renovation, repair, or upgrade of your existing home.
Finance your land purchase and home construction together through one simple, hassle-free loan solution.
Transfer your existing home loan to Easy Home Finance for better rates and smarter loan terms.
Have Questions? Here are Answers
Loan Against Property at Easy Home Finance starts at 8.99% per annum. The exact rate depends on your income, CIBIL score, loan amount, and property valuation.
Yes, when taken from a regulated lender. Easy Home Finance Limited is registered with the National Housing Bank (NHB) and IRDAI-certified. Your property title is held as mortgage but you retain possession throughout the loan tenure.
You can use LAP funds for any purpose including business expansion, higher education, medical emergencies, wedding expenses, debt consolidation, or property renovation. Unlike home loans, there are no end-use restrictions on LAP funds.
Yes. Easy Home Finance offers Loan Against Property for salaried individuals, self-employed professionals, and self-employed non-professionals. Self-employed applicants can submit ITR in place of salary slips.
Easy Home Finance provides up to 60–70% of your property's market value as a Loan Against Property, subject to income eligibility and valuation. For a property worth ?1 Crore, you may receive up to ?70 Lakhs.
A Loan Against Property (LAP) is a secured loan where you pledge your owned residential property as collateral to borrow funds. You continue to live in or use the property while repaying the loan. Easy Home Finance offers LAP up to ?75 Lakh at 8.99% p.a.
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