Get Upto Rs 75 Lacs
Digital Process
Sanction in 2 hours
One loan that funds both your land purchase and your construction - combined documentation, single EMI, and full support from plot to possession.
Simple digital flow with zero paperwork. Just the basics to get you moving.
Our proprietary engine reviews your profile and delivers a decision in record time.
Funds are moved instantly. Once you're cleared, the keys are essentially yours.
Apply from your phone, get approved in 2 hours, and receive disbursement within 24 hours.
Unlock the value of your property to meet personal, business, or professional needs — quickly and digitally.
Build your dream home with flexible financing for every stage of construction - designed around your needs.
A Home Improvement Loan helps you finance the renovation, repair, or upgrade of your existing home.
Transfer your existing home loan to Easy Home Finance for better rates and smarter loan terms.
Have Questions? Here are Answers
If your loan account becomes overdue: Easy Home Finance is required by law to issue a written demand notice giving you 60 days to clear outstanding dues before any enforcement action. You have the right to submit a written representation, to which we must respond within 15 days. Properties acquired under enforcement proceedings are listed on our Assets for Sale page. Borrowers may approach the Debt Recovery Tribunal within 45 days of any possession notice: drt.gov.in
Most lenders, including Easy Home Finance, require construction to begin within 2–3 years of the plot purchase disbursement. This is a standard lender condition for combined plot and construction loans.
Key documents: plot title deed, NA certificate, encumbrance certificate, layout approval, 7/12 extract (state-dependent), approved building plan, construction cost estimate, income proof (salary slips or ITR), and KYC (Aadhaar/PAN digitally).
PMAY Credit Linked Subsidy Scheme (CLSS) may be applicable if the loan includes construction of a dwelling unit. Purely land purchase loans are generally not eligible. Consult Easy Home Finance for your specific case.
Yes, in most states, the plot must have Non-Agricultural (NA) status and be in an approved residential zone. The property must have a clear title with no disputes.
Easy Home Finance offers plot purchase and construction loans starting at 8.99% per annum on the drawn amount.
Yes. Easy Home Finance Plot Purchase & Construction Loan covers both land purchase and home construction in a single loan. One application, one approval, single EMI — with funds disbursed in two phases: plot purchase amount at registration, and construction funds in tranches.
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